Step 3: Protect yourself – structures and strategies to build and protect your wealth

26 Jun 2025 Back

How can the right investment structure save you tax and protect your assets for the long term?

Host Damian Collins continues Season 2 of the Property Investing Roadmap with step three of his nine-step framework: Protect yourself – structures and strategies to build and protect your wealth. Joined by Jemma Sanderson, Director of Cooper Partners Financial Services and self-managed super fund expert, they explore why getting your investment structure right from the start can make or break your wealth-building journey.

 

What you’ll learn:

  • The biggest mistakes property investors make with investment structures
  • Why seeking advice before making an offer could save you from paying stamp duty twice
  • The pros and cons of investing in your own name versus other structures
  • How discretionary trusts work and who typically benefits from using them
  • The advantages and limitations of self-managed super funds for property investment
  • Asset protection strategies for high-risk professions like medical practitioners
  • The role of insurance when building a property portfolio
  • The importance of unit holder and shareholder agreements in joint ventures

 

FREE RESOURCE

Want to learn about investment structures and asset protection strategies? Discover essential considerations for protecting your property wealth in Momentum Wealth’s free online guide, A Beginner’s Guide to Property Finance.

 

SUPPORT FOR INVESTORS

Looking to structure your property investments for optimal tax and asset protection outcomes? Discover the tailored support available to investors through Damian’s property investment advisory, Momentum Wealth.

Featuring

Damian Collins

Host, Property Investing Roadmap
Managing Director, Momentum Wealth
Chairman, Westbridge Funds Management

Damian Collins is the Founder and Managing Director of residential property advisory, Momentum Wealth, and Chairman of Australian property funds management company, Westbridge Funds Management. Damian is the author of the Amazon Best Seller, Property Investing Roadmap: How to build an income from property for life and host of the Property Investing Roadmap podcast. He is a well-known advocate across Australia’s real estate industry, previously serving as President of the Real Estate Institute of WA (REIWA) from 2018 to 2022 and as a Director of the Real Estate Institute of Australia. Having been an active property investor himself for over 30 years, Damian continues to apply his extensive experience to help fellow investors grow wealth through direct and syndicated property investments.

Jemma Sanderson

Jemma Sanderson

Director, Cooper Partners Financial Services

Jemma Sanderson is a Director of Cooper Partners Financial Services, heading up their SMSF specialist services. Jemma is a recognised industry expert, and is a regular presenter on superannuation and SMSFs for the industry bodies across Australia. Jemma is the author of the popular publication “SMSF Guide”, published by the Taxation Institute, currently in its ninth edition and the author and convener of the Taxation Institute’s Graduate Diploma of Applied Tax Law Advanced Superannuation Unit.

Thanks for tuning in! If you’re enjoying the podcast, please take a moment to rate us to help others discover the show. Please note that the information shared on Property Investing Roadmap is general in nature and doesn’t take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.